Am I eligible?

The Part Buy/Part Rent option helps people, usually first time buyers, who cannot afford to buy a property that suits their household needs on the open market.

All first time buyers may apply. Tenants in council or housing association homes will be given top priority.

We can also help people who have previously owned properties but are now unable to buy without assistance, for example, relationship breakdown or families who suffer over-crowding in their current part-buy, part-rent homes. If you have a home already, you will need to have sold it or removed your name from the deeds before you can purchase one of our properties.

The annual minimum income is £18,000 but it can be less if you have substantial savings.

The maximum annual household income allowed is £60,000. You also need access to (or savings) of £3,500 to cover the initial costs of buying a home and you will probably need a deposit if you are raising a mortgage.

In addition, you must not be in mortgage or rent arrears (at time of application or in the past year); not have CCJs; had a home repossessed or been declared bankrupt.

You must be able to obtain a mortgage from a 'high street' or other reputable lender and you will have to demonstrate that you can afford the mortgage payments, rent and service charges.